You know, most people don't have enough courage to live alone, I mean, live on themselves. This is why most people have to find a company or the government after they graduating from school. In order to achieve their goals, they take all kinds of absurd examinations. To be frank, I look down upon such guys.
Is it true that they have no ability to create their own business? I don't think so. In fact, most of us have the ability to create our own business, but why haven't we created our business? Because we like to rely on others (companies, government), so we lose our creativity gradually. This is why most of us have to be slaves in our whole lives. The worse thing is we even don't realize we are slaves!
So it's not because we have no ability, it's because we are losing our creativity.